When you are involved in a collision, it is important that you take the necessary steps to protect yourself and your vehicle. It’s also essential to remain calm and collected so you can accurately assess the situation and report any damages or injuries.
Here Are Some Tips On What To Do When You’re Involved In A Collision:
First, it is important to remain calm. If both vehicles are able to be driven away after the incident, move them out of traffic and turn off the ignition. Make sure everyone involved is safe and secure before attempting any further action.
Stay at the scene:
Even if you believe that you were not at fault for the accident, do not leave the scene until all necessary information has been collected from all involved parties and law enforcement has been contacted. Fleeing from the scene of an accident can result in serious criminal charges.
Call for help:
If anyone has been injured in a collision, call 911 immediately. For non-injury collisions or when police are not needed, contact local law enforcement or an insurance company representative as soon as possible to report the incident and provide details of what happened.
When speaking with law enforcement, give them details about what happened but avoid admitting fault; even if you think you may have caused the accident, it’s important to wait until all the details have been gathered. If any witnesses were present, provide their information to the police as well.
Exchange information with everyone involved:
Exchange contact information with anyone else who was involved in the accident, including names, phone numbers, insurance companies, and policy numbers.
Take pictures of the scene and damage to any involved vehicles. If possible, record the contact information of all involved parties and witnesses, as well as details about the location, weather conditions, etc. All this information could be important later if you need to file a claim or defend yourself in court.
Contact your insurance company:
Once you have contacted the police and exchanged information with everyone involved, it is time to contact your insurance company. Inform them of the incident and provide any evidence that you have collected which may support your claim. It is important to follow up with any requests from your insurance provider in order to ensure that your claim is handled in a timely manner.
Once you have reported the incident to your insurance company, stay in contact with them throughout the process of filing a claim. Read over all paperwork carefully before signing anything, and ask questions about how long it will take for your claim to be processed and paid out.
Arrange for a tow truck:
If your vehicle is not drivable, it is important to arrange for a tow truck as soon as possible. Your insurance company may be able to provide you with information about which tow companies are approved by them.
Follow-up with medical professionals:
Even if you did not sustain any major injuries during an accident, it’s important to get checked out by a medical professional afterward. Injuries may not be immediately apparent, and following up with your doctor can help alleviate any long-term problems that could arise from the collision.
Seek legal counsel:
Contact an experienced lawyer who specializes in personal injury law as soon as possible after a collision. This will ensure that you receive advice tailored to your specific situation and that critical steps are not missed during the claims process.
File a report:
Make sure to complete any necessary reports with the police or your insurance company so that you can begin the claims process and potentially receive compensation for financial losses associated with the collision.
Finally, be sure that you document any medical treatment, lost wages, or other expenses that may be related to the accident. Once all of your documentation is in order, you’ll have the best chance of receiving proper compensation for your losses.
Keep copies of all documents related to the collision, including medical bills and reports, invoices for vehicle repairs, and correspondence with insurance companies. This can help you build a case if you need to dispute any decisions or take legal action.
By taking these necessary steps after an accident, you will be better equipped to handle any potential challenges that may come up during this difficult time. With proper preparation and knowledge of what to do when facing a collision, you’ll be able to protect your rights and hopefully come out of the situation unscathed.
Photo Credit: Unsplash